Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 328128020 belongs to Nutan Nagarik Sahakari Bank, Changodar Branch branch in Ahmedabad, Gujarat. The matching IFSC code is NNSB0128020.
How to read MICR 328128020
328: the city code. It usually follows the first digits of the area's PIN code; here it is Ahmedabad.
128: the bank code, the same for every branch of Nutan Nagarik Sahakari Bank in cheque clearing.
020: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (NNSB0128020 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 328128020 belong to?
Nutan Nagarik Sahakari Bank, Changodar Branch branch (Ahmedabad, Gujarat).
What is the IFSC code for MICR 328128020?
NNSB0128020.
What do the digits of 328128020 mean?
328 is the city code, 128 the bank code and 020 the branch code.
