Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 360474544 belongs to Gujarat State Co-operative Bank, Shri Rajkot District Co-Op. Bank Ltd. Lodhika branch in Rajkot, Gujarat. The matching IFSC code is GSCB0RJT023.
How to read MICR 360474544
360: the city code. It usually follows the first digits of the area's PIN code; here it is Rajkot.
474: the bank code, the same for every branch of Gujarat State Co-operative Bank in cheque clearing.
544: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (GSCB0RJT023 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 360474544 belong to?
Gujarat State Co-operative Bank, Shri Rajkot District Co-Op. Bank Ltd. Lodhika branch (Rajkot, Gujarat).
What is the IFSC code for MICR 360474544?
GSCB0RJT023.
What do the digits of 360474544 mean?
360 is the city code, 474 the bank code and 544 the branch code.
