Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 361012072 belongs to Bank of Baroda, Dwaraka branch in Devbhumi Dwarka, Gujarat. The matching IFSC code is BARB0DBDWAR.
How to read MICR 361012072
361: the city code. It usually follows the first digits of the area's PIN code; here it is Devbhumi Dwarka.
012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
072: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0DBDWAR for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 361012072 belong to?
Bank of Baroda, Dwaraka branch (Devbhumi Dwarka, Gujarat).
What is the IFSC code for MICR 361012072?
BARB0DBDWAR.
What do the digits of 361012072 mean?
361 is the city code, 012 the bank code and 072 the branch code.
