MICR code
362234021
Indusind Bank, Morbi
- Bank
- Indusind Bank
- Branch
- Morbi
- IFSC
- INDB0000082
- Address
- NEAR NILKANTH VIDYALAYA, RAVAPAR MAIN ROAD, MORBI 363 641 GUJARAT
- City
- Rajkot
- District
- Morbi
- State
- Gujarat
- City code
- 362
- Bank code
- 234
- Branch code
- 021
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- 362234021
MICR code · Rajkot
MICR code 362234021
✔ Verified in RBI list
How to read MICR 362234021
- 362: the city code. It usually follows the first digits of the area's PIN code; here it is Rajkot.
- 234: the bank code, the same for every branch of Indusind Bank in cheque clearing.
- 021: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (INDB0000082 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 362234021 belong to?
Indusind Bank, Morbi branch (Rajkot, Gujarat).
What is the IFSC code for MICR 362234021?
INDB0000082.
What do the digits of 362234021 mean?
362 is the city code, 234 the bank code and 021 the branch code.