MICR code
380240029
HDFC Bank, Kalol
- Bank
- HDFC Bank
- Branch
- Kalol
- IFSC
- HDFC0000894
- Address
- GROUND FLOOR NAVJIVAN BAZAR, NAVJIVAN MILL COMPOUND
- City
- Gandhinagar
- District
- Kalol
- State
- Gujarat
- City code
- 380
- Bank code
- 240
- Branch code
- 029
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- 380240029
MICR code · Gandhinagar
MICR code 380240029
✔ Verified in RBI list
How to read MICR 380240029
- 380: the city code. It usually follows the first digits of the area's PIN code; here it is Gandhinagar.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 029: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0000894 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 380240029 belong to?
HDFC Bank, Kalol branch (Gandhinagar, Gujarat).
What is the IFSC code for MICR 380240029?
HDFC0000894.
What do the digits of 380240029 mean?
380 is the city code, 240 the bank code and 029 the branch code.