Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 384823501 belongs to Gujarat State Co-operative Bank, The Harij Nagrik Sahakari Bank Ltd. branch in Patan, Gujarat. The matching IFSC code is GSCB0UHARIJ.
How to read MICR 384823501
384: the city code. It usually follows the first digits of the area's PIN code; here it is Patan.
823: the bank code, the same for every branch of Gujarat State Co-operative Bank in cheque clearing.
501: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (GSCB0UHARIJ for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 384823501 belong to?
Gujarat State Co-operative Bank, The Harij Nagrik Sahakari Bank Ltd. branch (Patan, Gujarat).
What is the IFSC code for MICR 384823501?
GSCB0UHARIJ.
What do the digits of 384823501 mean?
384 is the city code, 823 the bank code and 501 the branch code.
