Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 385485081 belongs to Kotak Mahindra Bank, Thawar Branch-Gujarat branch in Banas Kantha, Gujarat. The matching IFSC code is KKBK0003058.
How to read MICR 385485081
385: the city code. It usually follows the first digits of the area's PIN code; here it is Banas Kantha.
485: the bank code, the same for every branch of Kotak Mahindra Bank in cheque clearing.
081: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KKBK0003058 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 385485081 belong to?
Kotak Mahindra Bank, Thawar Branch-Gujarat branch (Banas Kantha, Gujarat).
What is the IFSC code for MICR 385485081?
KKBK0003058.
What do the digits of 385485081 mean?
385 is the city code, 485 the bank code and 081 the branch code.
