Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 385802005 belongs to Banaskantha Mercantile Co-operative Bank, Tharad branch in Vav Tharad, Gujarat. The matching IFSC code is TBMC0001007.
How to read MICR 385802005
385: the city code. It usually follows the first digits of the area's PIN code; here it is Vav Tharad.
802: the bank code, the same for every branch of Banaskantha Mercantile Co-operative Bank in cheque clearing.
005: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (TBMC0001007 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 385802005 belong to?
Banaskantha Mercantile Co-operative Bank, Tharad branch (Vav Tharad, Gujarat).
What is the IFSC code for MICR 385802005?
TBMC0001007.
What do the digits of 385802005 mean?
385 is the city code, 802 the bank code and 005 the branch code.
