MICR code
390012097
Bank of Baroda, Ajod
- Bank
- Bank of Baroda
- Branch
- Ajod
- IFSC
- BARB0VJAJOD
- Address
- AJOD VILLAGE POST , NEAR HDFC BANK , VADODARA , AJOD , 391740
- City
- Vadodara
- District
- Ajod
- State
- Gujarat
- City code
- 390
- Bank code
- 012
- Branch code
- 097
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- 390012097
MICR code · Vadodara
MICR code 390012097
✔ Verified in RBI list
How to read MICR 390012097
- 390: the city code. It usually follows the first digits of the area's PIN code; here it is Vadodara.
- 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
- 097: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0VJAJOD for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 390012097 belong to?
Bank of Baroda, Ajod branch (Vadodara, Gujarat).
What is the IFSC code for MICR 390012097?
BARB0VJAJOD.
What do the digits of 390012097 mean?
390 is the city code, 012 the bank code and 097 the branch code.