MICR code
391020503
Indian Overseas Bank, Vora
- Bank
- Indian Overseas Bank
- Branch
- Vora
- IFSC
- IOBA0001158
- Address
- TILAKWADA TALUK VORA PIN 391105
- City
- Narmada
- District
- Vora
- State
- Gujarat
- City code
- 391
- Bank code
- 020
- Branch code
- 503
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- 391020503
MICR code · Narmada
MICR code 391020503
✔ Verified in RBI list
How to read MICR 391020503
- 391: the city code. It usually follows the first digits of the area's PIN code; here it is Narmada.
- 020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
- 503: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0001158 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 391020503 belong to?
Indian Overseas Bank, Vora branch (Narmada, Gujarat).
What is the IFSC code for MICR 391020503?
IOBA0001158.
What do the digits of 391020503 mean?
391 is the city code, 020 the bank code and 503 the branch code.