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MICR code · Surat

MICR code 395012030

MICR code
395012030
Bank of Baroda, Udhna Branch
✔ Verified in RBI list
Bank
Bank of Baroda
Branch
Udhna Branch
IFSC
BARB0UDHNAX
Address
CENTEAL ROAD NO 10 ,OPP UDYOG NAGAR
City
Surat
District
Surat
State
Gujarat
City code
395
Bank code
012
Branch code
030
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 395012030 belongs to Bank of Baroda, Udhna Branch branch in Surat, Gujarat. The matching IFSC code is BARB0UDHNAX.

How to read MICR 395012030

  • 395: the city code. It usually follows the first digits of the area's PIN code; here it is Surat.
  • 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
  • 030: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0UDHNAX for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 395012030 belong to?

Bank of Baroda, Udhna Branch branch (Surat, Gujarat).

What is the IFSC code for MICR 395012030?

BARB0UDHNAX.

What do the digits of 395012030 mean?

395 is the city code, 012 the bank code and 030 the branch code.

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