MICR code
395013015
Bank of India, Anand Mahal Road
- Bank
- Bank of India
- Branch
- Anand Mahal Road
- IFSC
- BKID0002706
- Address
- 50 52 GANESH KRUPA SOCIETYOPP GAIL TOWERS
- City
- Surat
- District
- Surat
- State
- Gujarat
- City code
- 395
- Bank code
- 013
- Branch code
- 015
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- 395013015
MICR code · Surat
MICR code 395013015
✔ Verified in RBI list
How to read MICR 395013015
- 395: the city code. It usually follows the first digits of the area's PIN code; here it is Surat.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 015: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0002706 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 395013015 belong to?
Bank of India, Anand Mahal Road branch (Surat, Gujarat).
What is the IFSC code for MICR 395013015?
BKID0002706.
What do the digits of 395013015 mean?
395 is the city code, 013 the bank code and 015 the branch code.