MICR code
395015012
Canara Bank, SME Surat
- Bank
- Canara Bank
- Branch
- SME Surat
- IFSC
- CNRB0003887
- Address
- IST, FLOOR, TRADE HOUSE AT HUGAR STREET, NANPURA, SURAT-395001
- City
- Surat
- District
- Surat
- State
- Gujarat
- City code
- 395
- Bank code
- 015
- Branch code
- 012
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- 395015012
MICR code · Surat
MICR code 395015012
✔ Verified in RBI list
How to read MICR 395015012
- 395: the city code. It usually follows the first digits of the area's PIN code; here it is Surat.
- 015: the bank code, the same for every branch of Canara Bank in cheque clearing.
- 012: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (CNRB0003887 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 395015012 belong to?
Canara Bank, SME Surat branch (Surat, Gujarat).
What is the IFSC code for MICR 395015012?
CNRB0003887.
What do the digits of 395015012 mean?
395 is the city code, 015 the bank code and 012 the branch code.