MICR code
395229054
ICICI Bank, Vesu Two
- Bank
- ICICI Bank
- Branch
- Vesu Two
- IFSC
- ICIC0005474
- Address
- SHOP NO G3 SOLARIUM BUSINESS CENTER VIP ROAD VESU SURAT 395007
- City
- Surat
- District
- Surat
- State
- Gujarat
- City code
- 395
- Bank code
- 229
- Branch code
- 054
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- 395229054
MICR code · Surat
MICR code 395229054
✔ Verified in RBI list
How to read MICR 395229054
- 395: the city code. It usually follows the first digits of the area's PIN code; here it is Surat.
- 229: the bank code, the same for every branch of ICICI Bank in cheque clearing.
- 054: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (ICIC0005474 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 395229054 belong to?
ICICI Bank, Vesu Two branch (Surat, Gujarat).
What is the IFSC code for MICR 395229054?
ICIC0005474.
What do the digits of 395229054 mean?
395 is the city code, 229 the bank code and 054 the branch code.