MICR code
396012094
Bank of Baroda, Soniwad Bilimora
- Bank
- Bank of Baroda
- Branch
- Soniwad Bilimora
- IFSC
- BARB0DBSNWD
- Address
- RADHESHYAM TEMPLE BILLIMORA NAVSARI GUJ
- City
- Navsari
- District
- Navsari
- State
- Gujarat
- City code
- 396
- Bank code
- 012
- Branch code
- 094
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MICR code · Navsari
MICR code 396012094
✔ Verified in RBI list
How to read MICR 396012094
- 396: the city code. It usually follows the first digits of the area's PIN code; here it is Navsari.
- 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
- 094: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0DBSNWD for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 396012094 belong to?
Bank of Baroda, Soniwad Bilimora branch (Navsari, Gujarat).
What is the IFSC code for MICR 396012094?
BARB0DBSNWD.
What do the digits of 396012094 mean?
396 is the city code, 012 the bank code and 094 the branch code.