MICR code
396019031
Indian Bank, Vapi Indl Estate
- Bank
- Indian Bank
- Branch
- Vapi Indl Estate
- IFSC
- IDIB000V037
- Address
- C5/4770 GIDC CHAR RASTA VAPI GIDC VAPI PIN 396195
- City
- Valsad
- District
- Vapi
- State
- Gujarat
- City code
- 396
- Bank code
- 019
- Branch code
- 031
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- MICR search
- 396019031
MICR code · Valsad
MICR code 396019031
✔ Verified in RBI list
How to read MICR 396019031
- 396: the city code. It usually follows the first digits of the area's PIN code; here it is Valsad.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 031: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000V037 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 396019031 belong to?
Indian Bank, Vapi Indl Estate branch (Valsad, Gujarat).
What is the IFSC code for MICR 396019031?
IDIB000V037.
What do the digits of 396019031 mean?
396 is the city code, 019 the bank code and 031 the branch code.