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MICR code · Thane

MICR code 400002107

MICR code
400002107
State Bank of India, Kalyan
✔ Verified in RBI list
Bank
State Bank of India
Branch
Kalyan
IFSC
SBIN0000399
Address
DISTTHANE MAHARASHTRA 421301
City
Thane
District
Kalyan
State
Maharashtra
City code
400
Bank code
002
Branch code
107
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 400002107 belongs to State Bank of India, Kalyan branch in Thane, Maharashtra. The matching IFSC code is SBIN0000399.

How to read MICR 400002107

  • 400: the city code. It usually follows the first digits of the area's PIN code; here it is Thane.
  • 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
  • 107: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0000399 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 400002107 belong to?

State Bank of India, Kalyan branch (Thane, Maharashtra).

What is the IFSC code for MICR 400002107?

SBIN0000399.

What do the digits of 400002107 mean?

400 is the city code, 002 the bank code and 107 the branch code.

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