Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 400036257 belongs to United Overseas Bank, Rtgs-Ho branch in Mumbai, Maharashtra. The matching IFSC code is UOVB0000001.
How to read MICR 400036257
400: the city code. It usually follows the first digits of the area's PIN code; here it is Mumbai.
036: the bank code, the same for every branch of United Overseas Bank in cheque clearing.
257: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UOVB0000001 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400036257 belong to?
United Overseas Bank, Rtgs-Ho branch (Mumbai, Maharashtra).
What is the IFSC code for MICR 400036257?
UOVB0000001.
What do the digits of 400036257 mean?
400 is the city code, 036 the bank code and 257 the branch code.
