SHOP NO. B2-G, B3-G, B4-G, B5-G, GROUND FLOOR, TRUEARTH VIEWS, OLD BUILDING NO. 64 & 76 OF KANNAMWAR NAGAR, M/S KANNAMWAR SHIVSRUSHTI CO-OPERATIVE HOUSING SOCIETY LIMITED, OFF EASTERN- EXPRESS HIGHWAY
Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 400164040 belongs to Cosmos Co-operative Bank, Vikhroli Branch branch in Mumbai, Maharashtra. The matching IFSC code is COSB0000144.
How to read MICR 400164040
400: the city code. It usually follows the first digits of the area's PIN code; here it is Mumbai.
164: the bank code, the same for every branch of Cosmos Co-operative Bank in cheque clearing.
040: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (COSB0000144 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400164040 belong to?
Cosmos Co-operative Bank, Vikhroli Branch branch (Mumbai, Maharashtra).
What is the IFSC code for MICR 400164040?
COSB0000144.
What do the digits of 400164040 mean?
400 is the city code, 164 the bank code and 040 the branch code.
