Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 400176017 belongs to RBL Bank, Thane West Ram Maruti branch in Thane, Maharashtra. The matching IFSC code is RATN0000089.
How to read MICR 400176017
400: the city code. It usually follows the first digits of the area's PIN code; here it is Thane.
176: the bank code, the same for every branch of RBL Bank in cheque clearing.
017: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (RATN0000089 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400176017 belong to?
RBL Bank, Thane West Ram Maruti branch (Thane, Maharashtra).
What is the IFSC code for MICR 400176017?
RATN0000089.
What do the digits of 400176017 mean?
400 is the city code, 176 the bank code and 017 the branch code.
