MICR code
400205002
Mashreq Bank, Rtgs-Ho
- Bank
- Mashreq Bank
- Branch
- Rtgs-Ho
- IFSC
- MSHQ0000001
- Address
- 1305, RAHEJA CENTRE,13TH FLOOR
- City
- Nariman Point
- District
- Mumbai
- State
- Maharashtra
- City code
- 400
- Bank code
- 205
- Branch code
- 002
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MICR code · Nariman Point
MICR code 400205002
✔ Verified in RBI list
How to read MICR 400205002
- 400: the city code. It usually follows the first digits of the area's PIN code; here it is Nariman Point.
- 205: the bank code, the same for every branch of Mashreq Bank in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (MSHQ0000001 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400205002 belong to?
Mashreq Bank, Rtgs-Ho branch (Nariman Point, Maharashtra).
What is the IFSC code for MICR 400205002?
MSHQ0000001.
What do the digits of 400205002 mean?
400 is the city code, 205 the bank code and 002 the branch code.