MICR code
403013012
Bank of India, Miramar Panaji
- Bank
- Bank of India
- Branch
- Miramar Panaji
- IFSC
- BKID0001022
- Address
- NEAR YOUTH HOSTELMIRAMAR
- City
- Panaji
- District
- Panaji
- State
- Goa
- City code
- 403
- Bank code
- 013
- Branch code
- 012
- Home
- MICR search
- 403013012
MICR code · Panaji
MICR code 403013012
✔ Verified in RBI list
How to read MICR 403013012
- 403: the city code. It usually follows the first digits of the area's PIN code; here it is Panaji.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 012: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0001022 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 403013012 belong to?
Bank of India, Miramar Panaji branch (Panaji, Goa).
What is the IFSC code for MICR 403013012?
BKID0001022.
What do the digits of 403013012 mean?
403 is the city code, 013 the bank code and 012 the branch code.