MICR code
403013028
Bank of India, Verna SME
- Bank
- Bank of India
- Branch
- Verna SME
- IFSC
- BKID0001027
- Address
- GIDC COMPLEXVERNA INDUSTRIAL ESTATEVERNA TALUKA SALCETE
- City
- Verna Goa
- District
- Verna Goa
- State
- Goa
- City code
- 403
- Bank code
- 013
- Branch code
- 028
- Home
- MICR search
- 403013028
MICR code · Verna Goa
MICR code 403013028
✔ Verified in RBI list
How to read MICR 403013028
- 403: the city code. It usually follows the first digits of the area's PIN code; here it is Verna Goa.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 028: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0001027 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 403013028 belong to?
Bank of India, Verna SME branch (Verna Goa, Goa).
What is the IFSC code for MICR 403013028?
BKID0001027.
What do the digits of 403013028 mean?
403 is the city code, 013 the bank code and 028 the branch code.