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MICR code · Margao

MICR code 403028004

MICR code
403028004
UCO Bank, Marggao Goa
✔ Verified in RBI list
Bank
UCO Bank
Branch
Marggao Goa
IFSC
UCBA0000273
Address
NEW MARKET,OPP CHAMPA,MARGAO ,SOUTH GOA ,GOA PIN 403601
City
Margao
District
Margao
State
Goa
City code
403
Bank code
028
Branch code
004
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 403028004 belongs to UCO Bank, Marggao Goa branch in Margao, Goa. The matching IFSC code is UCBA0000273.

How to read MICR 403028004

  • 403: the city code. It usually follows the first digits of the area's PIN code; here it is Margao.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 004: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000273 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 403028004 belong to?

UCO Bank, Marggao Goa branch (Margao, Goa).

What is the IFSC code for MICR 403028004?

UCBA0000273.

What do the digits of 403028004 mean?

403 is the city code, 028 the bank code and 004 the branch code.

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