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MICR code · North Goa

MICR code 403028005

MICR code
403028005
UCO Bank, Mardol Goa
✔ Verified in RBI list
Bank
UCO Bank
Branch
Mardol Goa
IFSC
UCBA0000314
Address
UCO BANK, MARDOL ,NORTH GOA ,GOA PIN 403404
City
North Goa
District
Mardol
State
Goa
City code
403
Bank code
028
Branch code
005
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 403028005 belongs to UCO Bank, Mardol Goa branch in North Goa, Goa. The matching IFSC code is UCBA0000314.

How to read MICR 403028005

  • 403: the city code. It usually follows the first digits of the area's PIN code; here it is North Goa.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 005: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000314 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 403028005 belong to?

UCO Bank, Mardol Goa branch (North Goa, Goa).

What is the IFSC code for MICR 403028005?

UCBA0000314.

What do the digits of 403028005 mean?

403 is the city code, 028 the bank code and 005 the branch code.

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