MICR code
403049004
Federal Bank, Ponda
- Bank
- Federal Bank
- Branch
- Ponda
- IFSC
- FDRL0001576
- Address
- PB NO.55, MENINO TRADE CENTRE, PONDA -403401 GOA STATE
- City
- Ponda
- District
- Ponda
- State
- Goa
- City code
- 403
- Bank code
- 049
- Branch code
- 004
- Home
- MICR search
- 403049004
MICR code · Ponda
MICR code 403049004
✔ Verified in RBI list
How to read MICR 403049004
- 403: the city code. It usually follows the first digits of the area's PIN code; here it is Ponda.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001576 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 403049004 belong to?
Federal Bank, Ponda branch (Ponda, Goa).
What is the IFSC code for MICR 403049004?
FDRL0001576.
What do the digits of 403049004 mean?
403 is the city code, 049 the bank code and 004 the branch code.