MICR code
403240024
HDFC Bank, Pernem - Goa
- Bank
- HDFC Bank
- Branch
- Pernem - Goa
- IFSC
- HDFC0001674
- Address
- 1ST FLOOR,SADANAND SMRUTI, MAUS WADDO,NEAR MAHADEO TEMPLE
- City
- North Goa
- District
- Pernem
- State
- Goa
- City code
- 403
- Bank code
- 240
- Branch code
- 024
- Home
- MICR search
- 403240024
MICR code · North Goa
MICR code 403240024
✔ Verified in RBI list
How to read MICR 403240024
- 403: the city code. It usually follows the first digits of the area's PIN code; here it is North Goa.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 024: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0001674 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 403240024 belong to?
HDFC Bank, Pernem - Goa branch (North Goa, Goa).
What is the IFSC code for MICR 403240024?
HDFC0001674.
What do the digits of 403240024 mean?
403 is the city code, 240 the bank code and 024 the branch code.