MICR code
412013502
Bank of India, Garade
- Bank
- Bank of India
- Branch
- Garade
- IFSC
- BKID0000615
- Address
- AT POST GARADETALUKA PURANDAR DIST PUNE
- City
- Garade Dist Pune
- District
- Garade Dist Pune
- State
- Maharashtra
- City code
- 412
- Bank code
- 013
- Branch code
- 502
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- 412013502
MICR code · Garade Dist Pune
MICR code 412013502
✔ Verified in RBI list
How to read MICR 412013502
- 412: the city code. It usually follows the first digits of the area's PIN code; here it is Garade Dist Pune.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 502: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0000615 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 412013502 belong to?
Bank of India, Garade branch (Garade Dist Pune, Maharashtra).
What is the IFSC code for MICR 412013502?
BKID0000615.
What do the digits of 412013502 mean?
412 is the city code, 013 the bank code and 502 the branch code.