Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 413012227 belongs to Bank of Baroda, Branch branch in Nilgiris, Maharashtra. The matching IFSC code is BARB0UDGIRX.
How to read MICR 413012227
413: the city code. It usually follows the first digits of the area's PIN code; here it is Nilgiris.
012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
227: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0UDGIRX for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 413012227 belong to?
Bank of Baroda, Branch branch (Nilgiris, Maharashtra).
What is the IFSC code for MICR 413012227?
BARB0UDGIRX.
What do the digits of 413012227 mean?
413 is the city code, 012 the bank code and 227 the branch code.
