Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 413570639 belongs to Maharashtra Gramin Bank, Pathrud branch in Osmanabad, Maharashtra. The matching IFSC code is MAHG0004423.
How to read MICR 413570639
413: the city code. It usually follows the first digits of the area's PIN code; here it is Osmanabad.
570: the bank code, the same for every branch of Maharashtra Gramin Bank in cheque clearing.
639: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (MAHG0004423 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 413570639 belong to?
Maharashtra Gramin Bank, Pathrud branch (Osmanabad, Maharashtra).
What is the IFSC code for MICR 413570639?
MAHG0004423.
What do the digits of 413570639 mean?
413 is the city code, 570 the bank code and 639 the branch code.
