Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 413859227 belongs to IDBI, Udgir Urban Co Operative Bank branch in Latur, Maharashtra. The matching IFSC code is IBKL0538UUC.
How to read MICR 413859227
413: the city code. It usually follows the first digits of the area's PIN code; here it is Latur.
859: the bank code, the same for every branch of IDBI in cheque clearing.
227: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0538UUC for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 413859227 belong to?
IDBI, Udgir Urban Co Operative Bank branch (Latur, Maharashtra).
What is the IFSC code for MICR 413859227?
IBKL0538UUC and KKBK0UCBL01.
What do the digits of 413859227 mean?
413 is the city code, 859 the bank code and 227 the branch code.
