MICR code
415013351
Bank of India, Karad
- Bank
- Bank of India
- Branch
- Karad
- IFSC
- BKID0001313
- Address
- 15 RAVIVAR PETH KARADDIST SATARA MAHARASHTRA
- City
- Karad
- District
- Karad
- State
- Maharashtra
- City code
- 415
- Bank code
- 013
- Branch code
- 351
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MICR code · Karad
MICR code 415013351
✔ Verified in RBI list
How to read MICR 415013351
- 415: the city code. It usually follows the first digits of the area's PIN code; here it is Karad.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 351: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0001313 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 415013351 belong to?
Bank of India, Karad branch (Karad, Maharashtra).
What is the IFSC code for MICR 415013351?
BKID0001313.
What do the digits of 415013351 mean?
415 is the city code, 013 the bank code and 351 the branch code.