MICR code
415049051
Federal Bank, Ratnagiri
- Bank
- Federal Bank
- Branch
- Ratnagiri
- IFSC
- FDRL0001367
- Address
- D Y S PLAZA, GROUND FLOOR MARUTI MANDIR
- City
- Ratnagiri
- District
- Ratnagiri
- State
- Maharashtra
- City code
- 415
- Bank code
- 049
- Branch code
- 051
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MICR code · Ratnagiri
MICR code 415049051
✔ Verified in RBI list
How to read MICR 415049051
- 415: the city code. It usually follows the first digits of the area's PIN code; here it is Ratnagiri.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 051: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001367 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 415049051 belong to?
Federal Bank, Ratnagiri branch (Ratnagiri, Maharashtra).
What is the IFSC code for MICR 415049051?
FDRL0001367.
What do the digits of 415049051 mean?
415 is the city code, 049 the bank code and 051 the branch code.