Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 416074253 belongs to Vishweshwar Sahakari Bank, Kolhapur branch in Kolhapur, Maharashtra. The matching IFSC code is VSBL0000022.
How to read MICR 416074253
416: the city code. It usually follows the first digits of the area's PIN code; here it is Kolhapur.
074: the bank code, the same for every branch of Vishweshwar Sahakari Bank in cheque clearing.
253: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (VSBL0000022 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 416074253 belong to?
Vishweshwar Sahakari Bank, Kolhapur branch (Kolhapur, Maharashtra).
What is the IFSC code for MICR 416074253?
VSBL0000022.
What do the digits of 416074253 mean?
416 is the city code, 074 the bank code and 253 the branch code.
