Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 431386003 belongs to Kallappanna Awade Ichalkaranji Janata Sahakari Bank, Chhatrapati Sambhajinagar branch in Chhatrapati Sambhajinagar, Maharashtra. The matching IFSC code is KAIJ0000027.
How to read MICR 431386003
431: the city code. It usually follows the first digits of the area's PIN code; here it is Chhatrapati Sambhajinagar.
386: the bank code, the same for every branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank in cheque clearing.
003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KAIJ0000027 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
