MICR code
431878501
HDFC Bank, Krishna Urban Coop Bank Ltd
- Bank
- HDFC Bank
- Branch
- Krishna Urban Coop Bank Ltd
- IFSC
- HDFC0CKUCB2
- Address
- KANADI ROAD KAIJ, TQ. KAJI
- City
- Bid
- District
- Kaij
- State
- Maharashtra
- City code
- 431
- Bank code
- 878
- Branch code
- 501
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- 431878501
MICR code · Bid
MICR code 431878501
✔ Verified in RBI list
How to read MICR 431878501
- 431: the city code. It usually follows the first digits of the area's PIN code; here it is Bid.
- 878: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 501: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0CKUCB2 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 431878501 belong to?
HDFC Bank, Krishna Urban Coop Bank Ltd branch (Bid, Maharashtra).
What is the IFSC code for MICR 431878501?
HDFC0CKUCB2.
What do the digits of 431878501 mean?
431 is the city code, 878 the bank code and 501 the branch code.