MICR code
440024021
Punjab National Bank, Civil Lines
- Bank
- Punjab National Bank
- Branch
- Civil Lines
- IFSC
- PUNB0629500
- Address
- N.S. BUILDING, OPP. VCA GROUND
- City
- Nagpur
- District
- Nagpur
- State
- Maharashtra
- City code
- 440
- Bank code
- 024
- Branch code
- 021
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- 440024021
MICR code · Nagpur
MICR code 440024021
✔ Verified in RBI list
How to read MICR 440024021
- 440: the city code. It usually follows the first digits of the area's PIN code; here it is Nagpur.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 021: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0629500 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 440024021 belong to?
Punjab National Bank, Civil Lines branch (Nagpur, Maharashtra).
What is the IFSC code for MICR 440024021?
PUNB0629500.
What do the digits of 440024021 mean?
440 is the city code, 024 the bank code and 021 the branch code.