MICR code
457653004
Bank of India, Mpgb Ratlam
- Bank
- Bank of India
- Branch
- Mpgb Ratlam
- IFSC
- BKID0MG1452
- Address
- MITRA NIWAS ROAD GEETA MANDIR RATLAM
- City
- Ratlam
- District
- Ratlam
- State
- Madhya Pradesh
- City code
- 457
- Bank code
- 653
- Branch code
- 004
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MICR code · Ratlam
MICR code 457653004
✔ Verified in RBI list
How to read MICR 457653004
- 457: the city code. It usually follows the first digits of the area's PIN code; here it is Ratlam.
- 653: the bank code, the same for every branch of Bank of India in cheque clearing.
- 004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0MG1452 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 457653004 belong to?
Bank of India, Mpgb Ratlam branch (Ratlam, Madhya Pradesh).
What is the IFSC code for MICR 457653004?
BKID0MG1452.
What do the digits of 457653004 mean?
457 is the city code, 653 the bank code and 004 the branch code.