MICR code
461013101
Bank of India, Harda
- Bank
- Bank of India
- Branch
- Harda
- IFSC
- BKID0009540
- Address
- PLOT NO 1NEW SABJI MANDI CHOWKHARDA DIST HARDA
- City
- Harda Mp
- District
- Harda Mp
- State
- Madhya Pradesh
- City code
- 461
- Bank code
- 013
- Branch code
- 101
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- 461013101
MICR code · Harda Mp
MICR code 461013101
✔ Verified in RBI list
How to read MICR 461013101
- 461: the city code. It usually follows the first digits of the area's PIN code; here it is Harda Mp.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 101: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0009540 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 461013101 belong to?
Bank of India, Harda branch (Harda Mp, Madhya Pradesh).
What is the IFSC code for MICR 461013101?
BKID0009540.
What do the digits of 461013101 mean?
461 is the city code, 013 the bank code and 101 the branch code.