MICR code
470240101
HDFC Bank, Bina
- Bank
- HDFC Bank
- Branch
- Bina
- IFSC
- HDFC0001773
- Address
- HDFC BANK LTD HARI CLINIC STATION ROAD BINA MADHYA PRADESH
- City
- Sagar
- District
- Bina
- State
- Madhya Pradesh
- City code
- 470
- Bank code
- 240
- Branch code
- 101
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- 470240101
MICR code · Sagar
MICR code 470240101
✔ Verified in RBI list
How to read MICR 470240101
- 470: the city code. It usually follows the first digits of the area's PIN code; here it is Sagar.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 101: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0001773 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 470240101 belong to?
HDFC Bank, Bina branch (Sagar, Madhya Pradesh).
What is the IFSC code for MICR 470240101?
HDFC0001773.
What do the digits of 470240101 mean?
470 is the city code, 240 the bank code and 101 the branch code.