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MICR code · Balaghat

MICR code 481019007

MICR code
481019007
Indian Bank, Waraseoni
✔ Verified in RBI list
Bank
Indian Bank
Branch
Waraseoni
IFSC
IDIB000W021
Address
NEAR JAISTABH CHOWK BALAGHAT ROAD WARASEONI
City
Balaghat
District
Waraseoni
State
Tamil Nadu
City code
481
Bank code
019
Branch code
007
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 481019007 belongs to Indian Bank, Waraseoni branch in Balaghat, Tamil Nadu. The matching IFSC code is IDIB000W021.

How to read MICR 481019007

  • 481: the city code. It usually follows the first digits of the area's PIN code; here it is Balaghat.
  • 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
  • 007: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000W021 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 481019007 belong to?

Indian Bank, Waraseoni branch (Balaghat, Tamil Nadu).

What is the IFSC code for MICR 481019007?

IDIB000W021.

What do the digits of 481019007 mean?

481 is the city code, 019 the bank code and 007 the branch code.

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