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MICR code · Aurai

MICR code 481024502

MICR code
481024502
Punjab National Bank, Aurai
✔ Verified in RBI list
Bank
Punjab National Bank
Branch
Aurai
IFSC
PUNB0249800
Address
VILL & PO AURAI
City
Aurai
District
Aurai
State
Madhya Pradesh
City code
481
Bank code
024
Branch code
502
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 481024502 belongs to Punjab National Bank, Aurai branch in Aurai, Madhya Pradesh. The matching IFSC code is PUNB0249800.

How to read MICR 481024502

  • 481: the city code. It usually follows the first digits of the area's PIN code; here it is Aurai.
  • 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
  • 502: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0249800 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 481024502 belong to?

Punjab National Bank, Aurai branch (Aurai, Madhya Pradesh).

What is the IFSC code for MICR 481024502?

PUNB0249800.

What do the digits of 481024502 mean?

481 is the city code, 024 the bank code and 502 the branch code.

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