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MICR code · Balod

MICR code 491012527

MICR code
491012527
Bank of Baroda, Narratola
✔ Verified in RBI list
Bank
Bank of Baroda
Branch
Narratola
IFSC
BARB0DBNART
Address
BLOCKDOUNDITAL BALOD NARRT BALOD CHHATTISGARH 491228
City
Balod
District
Balod
State
Chhattisgarh
City code
491
Bank code
012
Branch code
527
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 491012527 belongs to Bank of Baroda, Narratola branch in Balod, Chhattisgarh. The matching IFSC code is BARB0DBNART.

How to read MICR 491012527

  • 491: the city code. It usually follows the first digits of the area's PIN code; here it is Balod.
  • 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
  • 527: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0DBNART for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 491012527 belong to?

Bank of Baroda, Narratola branch (Balod, Chhattisgarh).

What is the IFSC code for MICR 491012527?

BARB0DBNART.

What do the digits of 491012527 mean?

491 is the city code, 012 the bank code and 527 the branch code.

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