MICR code
491013003
Bank of India, Padmanabhapur
- Bank
- Bank of India
- Branch
- Padmanabhapur
- IFSC
- BKID0009308
- Address
- MAHARAJA CHOWKBORSI ROAD PADMANABHAPUR
- City
- Durg
- District
- Durg
- State
- Chhattisgarh
- City code
- 491
- Bank code
- 013
- Branch code
- 003
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- MICR search
- 491013003
MICR code · Durg
MICR code 491013003
✔ Verified in RBI list
How to read MICR 491013003
- 491: the city code. It usually follows the first digits of the area's PIN code; here it is Durg.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0009308 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 491013003 belong to?
Bank of India, Padmanabhapur branch (Durg, Chhattisgarh).
What is the IFSC code for MICR 491013003?
BKID0009308.
What do the digits of 491013003 mean?
491 is the city code, 013 the bank code and 003 the branch code.