MICR code
491013504
Bank of India, Balod
- Bank
- Bank of India
- Branch
- Balod
- IFSC
- BKID0009315
- Address
- DILLIRAJHARA ROADAMAPARA
- City
- Baloda Bazar Cg
- District
- Baloda Bazar Cg
- State
- Chhattisgarh
- City code
- 491
- Bank code
- 013
- Branch code
- 504
- Home
- MICR search
- 491013504
MICR code · Baloda Bazar Cg
MICR code 491013504
✔ Verified in RBI list
How to read MICR 491013504
- 491: the city code. It usually follows the first digits of the area's PIN code; here it is Baloda Bazar Cg.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 504: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0009315 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 491013504 belong to?
Bank of India, Balod branch (Baloda Bazar Cg, Chhattisgarh).
What is the IFSC code for MICR 491013504?
BKID0009315.
What do the digits of 491013504 mean?
491 is the city code, 013 the bank code and 504 the branch code.