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MICR code · Durg

MICR code 491259504

MICR code
491259504
IDBI, Ahiwara
✔ Verified in RBI list
Bank
IDBI
Branch
Ahiwara
IFSC
IBKL0001920
Address
WARD NO.1,AHIWARA,TEHSIL DHAMDHA
City
Durg
District
Ahiwada
State
Chhattisgarh
City code
491
Bank code
259
Branch code
504
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 491259504 belongs to IDBI, Ahiwara branch in Durg, Chhattisgarh. The matching IFSC code is IBKL0001920.

How to read MICR 491259504

  • 491: the city code. It usually follows the first digits of the area's PIN code; here it is Durg.
  • 259: the bank code, the same for every branch of IDBI in cheque clearing.
  • 504: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0001920 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 491259504 belong to?

IDBI, Ahiwara branch (Durg, Chhattisgarh).

What is the IFSC code for MICR 491259504?

IBKL0001920.

What do the digits of 491259504 mean?

491 is the city code, 259 the bank code and 504 the branch code.

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