Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 493521101 belongs to Chhattisgarh Rajya Gramin Bank, Mahasamud branch in Mahasamund, Chhattisgarh. The matching IFSC code is CRGB0000208.
How to read MICR 493521101
493: the city code. It usually follows the first digits of the area's PIN code; here it is Mahasamund.
521: the bank code, the same for every branch of Chhattisgarh Rajya Gramin Bank in cheque clearing.
101: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (CRGB0000208 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 493521101 belong to?
Chhattisgarh Rajya Gramin Bank, Mahasamud branch (Mahasamund, Chhattisgarh).
What is the IFSC code for MICR 493521101?
CRGB0000208.
What do the digits of 493521101 mean?
493 is the city code, 521 the bank code and 101 the branch code.
