MICR code
494024509
Punjab National Bank, Geedam
- Bank
- Punjab National Bank
- Branch
- Geedam
- IFSC
- PUNB0724200
- Address
- IN FRONT OF NAGAR PANCHAYAT MAIN ROAD
- City
- Geedam
- District
- Geedam
- State
- Chhattisgarh
- City code
- 494
- Bank code
- 024
- Branch code
- 509
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- 494024509
MICR code · Geedam
MICR code 494024509
✔ Verified in RBI list
How to read MICR 494024509
- 494: the city code. It usually follows the first digits of the area's PIN code; here it is Geedam.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 509: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0724200 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 494024509 belong to?
Punjab National Bank, Geedam branch (Geedam, Chhattisgarh).
What is the IFSC code for MICR 494024509?
PUNB0724200.
What do the digits of 494024509 mean?
494 is the city code, 024 the bank code and 509 the branch code.