Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 494026052 belongs to Union Bank of India, Modakpal branch in Bijapur, Chhattisgarh. The matching IFSC code is UBIN0577910.
How to read MICR 494026052
494: the city code. It usually follows the first digits of the area's PIN code; here it is Bijapur.
026: the bank code, the same for every branch of Union Bank of India in cheque clearing.
052: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UBIN0577910 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 494026052 belong to?
Union Bank of India, Modakpal branch (Bijapur, Chhattisgarh).
What is the IFSC code for MICR 494026052?
UBIN0577910.
What do the digits of 494026052 mean?
494 is the city code, 026 the bank code and 052 the branch code.
