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MICR code · Bilaspur

MICR code 495002511

MICR code
495002511
State Bank of India, Kathakoni
✔ Verified in RBI list
Bank
State Bank of India
Branch
Kathakoni
IFSC
SBIN0006261
Address
DIST BILASPUR, CHHATTISGARH 495001
City
Bilaspur
District
Bilaspur
State
Chhattisgarh
City code
495
Bank code
002
Branch code
511
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 495002511 belongs to State Bank of India, Kathakoni branch in Bilaspur, Chhattisgarh. The matching IFSC code is SBIN0006261.

How to read MICR 495002511

  • 495: the city code. It usually follows the first digits of the area's PIN code; here it is Bilaspur.
  • 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
  • 511: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0006261 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 495002511 belong to?

State Bank of India, Kathakoni branch (Bilaspur, Chhattisgarh).

What is the IFSC code for MICR 495002511?

SBIN0006261.

What do the digits of 495002511 mean?

495 is the city code, 002 the bank code and 511 the branch code.

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